Fort Lauderdale Flood Claims by ZIP Code
For each of Fort Lauderdale's ten residential ZIP codes: how many National Flood Insurance Program claims FEMA has on file, how many were paid and how much, and how old the homes are. It shows where water from outside has reached buildings before. It says nothing about pipe or appliance leaks, which homeowners policies handle.
Updated
What these numbers can and can't tell you
NFIP claims only. Private flood insurance, homeowners insurance water claims and losses nobody insured are not in here, and a ZIP with few claims may just have few flood policies. ZIP codes are as reported to FEMA; a ZIP with fewer than 5 claims shows "fewer than 5" and no dollar total. Home age comes from Census estimates for ZIP Code Tabulation Areas, which approximate USPS ZIP codes and carry margins of error.
FEMA's records show 7,976 NFIP claims across Fort Lauderdale's 10 residential ZIP codes, 5,115 with a payment, and $242,706,124 paid in all. ZIP 33312 has the most claims (1,800); ZIP 33315 has the largest total paid ($82,037,414).
| Area | With a payment | |||||
|---|---|---|---|---|---|---|
| 33312 | Sailboat Bend, Riverside Park and Riverland | 1,800 | 1,355 | $78,569,291 | 1968 | 70% |
| 33311 | Northwest: Lauderdale Manors, Durrs and Sistrunk | 1,431 | 814 | $26,823,631 | 1969 | 73% |
| 33315 | Croissant Park and Tarpon River | 1,402 | 1,170 | $82,037,414 | 1973 | 65% |
| 33309 | Palm Aire, Twin Lakes North and the Executive Airport area | 1,185 | 612 | $6,313,472 | 1976 | 61% |
| 33305 | Coral Ridge and Bal Harbour | 480 | 295 | $7,108,149 | 1974 | 65% |
| 33308 | Galt Mile, Imperial Point and Bayview | 414 | 158 | $4,963,791 | 1972 | 81% |
| 33304 | Flagler Village, Middle River Terrace and Holiday Park | 400 | 243 | $7,249,055 | 1976 | 58% |
| 33316 | Harbordale, Poinciana Park and the south beach | 392 | 216 | $20,647,288 | 1976 | 61% |
| 33301 | Downtown, Las Olas and Victoria Park | 391 | 214 | $8,297,308 | 2006 | 30% |
| 33306 | Coral Shores | 81 | 38 | $696,725 | 1967 | 75% |
Years with the most claims
- 20232,525 claims, $186,523,783 paid
- 1999830 claims, $3,479,837 paid
- 2005723 claims, $2,273,846 paid
- 2011614 claims, $13,867,201 paid
- 2020592 claims, $14,156,396 paid
Year is FEMA's year of loss for each claim.
Source: FEMA OpenFEMA NFIP Redacted Claims v3, calculated by Lauderdale Flood Line on November 12, 2026. Total paid adds building and contents payments. Home age: U.S. Census Bureau ACS 5-year 2020-2024, tables B25034 and B25035. See sources and methods. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
How to cite this page: Lauderdale Flood Line, "Fort Lauderdale Flood Claims by ZIP Code," calculated from FEMA OpenFEMA NFIP Redacted Claims v3 (https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3), retrieved November 12, 2026 and U.S. Census Bureau ACS 5-year 2020-2024 tables B25034 and B25035, https://lauderdalefloodline.com/fort-lauderdale-flood-claims-by-zip.
To see the flood zone for one address, use the city's flood zone lookup. Water from outside needs a flood policy, not homeowners insurance: read flood and king tide cleanup and insurance in Fort Lauderdale.
